Author Archives: Fred Rizio
Financial Solutions Tailored For Your Financial Independence
Why It’s So Important To Have a “FINANCIAL PLAN” In all my years in the Financial industry, as a Finance/Mortgage Broker, Mortgage Planner, as well as a Property Advisor – l have seen a very common traits in everyone that … Continue reading
SMSF – Self Managed Superannuation Funds
SMSF Property Loans: Self Managed Super Fund Lending (SMSF Loans) Q: What is a SMSF – Self Managed Superannuation Fund (SMSF)? A SMSF is a superannuation fund established for 1-4 people for the purpose of providing benefits in retirement or upon … Continue reading
Loan Health Check Review! THERE’S O BETTER TIME THAN TODAY!
With all the changes in the Lending arena, and with the all the Lender’s, it is extremely important to make sure that you undertake a regular Financial Review (Loan Health Check Review) of all your finances, including Your Mortgage Your … Continue reading
7 more reasons of why it is so important to consider and have Loan Protection Insurance
LOAN PROTECTION INSURANCE IS A MUST FOR EVERYONE WITH A LOAN OR MORTGAGE!!!!!! Everyone who has a loan facility – should be strongly considering taking out “Loan Protection Insurance” – as an added protection from themselves, and their family – … Continue reading
HOW MUCH CAN I BORROW?
I get asked this question numerous times – and it is a very common question amongst the home loan finance arena – “HOW MUCH CAN I BORROW?” It’s an important and excellent question because – “Your Borrowing Power”, will without … Continue reading
Nervous Borrowers could look to “LOCK IN” their rates!
Q: What Will You Be Doing? This article did make me reflect on what some really nervous borrowers are considering, in these ever changing Economic and Financial times, such as a record number of people losing their jobs and their … Continue reading
Work magic with your mortgage
Whether you’re a home buyer or a property investor, you don’t want to pay more in expensive interest charges than you need to. Too many borrowers don’t realise just how much cash they can save by making the smallest adjustments … Continue reading
Big Stamp Duty Savings from the 1st July 2011
Big Stamp Duty savings from the 01st July 2011 will certainly help out! Big savings for First Home Buyers! How much will you be saving on stamp duty from the 01st July 2011? TOP VICTORIAN POSTCODES for FIRST HOME BUYERS Settlement Pre … Continue reading
GREAT NEWS on the PROPERTY MARKETS!
IS A PROPERTY BUBBLE IMMINENT? In short, Aviate doesn’t think so. For that matter neither does the Reserve Bank Governor, Glenn Stevens. Aviate realises that this view is contrary to what financial experts who work for the International Monetary Fund … Continue reading
DO YOU CURRENTLY HAVE “MORTGAGE STRESS”?
I have been reading articles in various sources, newspapers, websites and from Financial sources, highlighting that more and more Australia’s are under what is labelled as “Mortgage Stress” – meaning that they are simply having trouble making their mortgage repayments. … Continue reading