Melbourne Finance Brokers

I have had a number of my existing finance clients, who are keen in either purchasing their First Home, and/or are keen property investors, with a portfolio of investment properties. Each and everyone one of them are keen in finding out what are the “Key Property Hot Spots” – they ask me – Hey Fred – you are in the finance and property industry and you are up-to-date with all the “Key Property Hot Spots” – and the research on the particular areas. Which obviously I certainly am equipped with valuable and professional information, all thanks to a number of Key Property suppliers….

-          They continually asked – SO WHERE ARE THESE “KEY PROPERTY HOT SPOTS”?

Before I go into detail on this – I would like for you to take into consideration and thoughts all the following real facts and figures– so you can see the whole picture:

We all know that for many of us and all Australian’s, whether you are a “First Home Buyer”, “Existing  Property Owner”, or even a “Keen Investor”, – purchasing a Property in general, is with-out a doubt, one of the most important decisions, that we all will make in our lives!…..and it certainly should not be a decision that should be taken lightly, – as purchasing any property doesn’t matter where – does cost us all hundreds of thousands of dollars – so it certainly pays to do some research prior to any property purchase, ask the questions and certainly do your home work. – We certainly can assist you should you require any information or assistance what-so-ever at FLR solutions.

In my opinion:

– it really doesn’t matter what type of property one is looking at and considering purchasing – whether it’s a Unit, and First Home, New Home, Existing Home, Block of Units, Vacant Land, Commercial Property, Investment Property and so on,

-  I always say and a lot of people agree with me, that the most important and critical factor to always consider when purchasing a property – is LOCATION!  LOCATION! & LOCATION! (obviously providing you have done your homework, and determined your Budget in Advance – with a Formal “PRE-APPROVAL” loan facility……..again we at FLR Solutions, can assist you on gaining a Formal PRE-APPROVAL” contact us anytime )

Overall:-

It’s certainly all about “LOCATION! LOCATION! & LOCATION!” – as the added benefits of being able to purchase a property at the RIGHT LOCATION – has numerous Benefits worth considering such as:

1. The property would most certain GROW IN VALUE
2. Will without a doubt PROVIDE BUYERS OF THESE PROPERTIES WITH AN INCREASE LEVEL OF WEALTH.

The reverse situation would happen if you happen to purchase a property in the wrong/ poor location.

• Where a property is in a Poor location – would may have the following disadvantages to consider:
• A Poorly located property does have the potential to cause a financial drain on your wealth through depreciation.

Other Important Factors that all Buyers, and Investor’s must take into consideration when purchasing a Property.

They are outlined as follows:

1. For “ALL BUYERS & INVESTOR’S”, should try to purchase properties in areas that are certainly within their individual budgets, and consider purchasing properties that provide and return in the long run – “a quality/value proposition – in other words a great return on your investment outlay (ROI).
2. Another important factor is that ALL BUYERS & INVESTOR’S, whether you are a “First Home Buyer”, “Existing Investor, and/ or “Existing Property Owner”, you always need to do your homework and gather as much information as possible on the property to be purchased, the Area you are looking at purchasing in, and also you must definitely take into consideration the following important and critical factors to consider:

For you to understand an Area that you wish to purchase a property in – you need to do some good research in the following 5 key areas:

1. What Public Transport options are available in the area?
2. What is the Road Infrastructure – that will take place in the area?
3. What Shopping Centre facilities are in place or going to be developed in the area?
4. What Health Care facilities are currently in place or to be in place in the area?
5. What type of Schooling, both Primary and Secondary schools are available in the area?

* As you can see and in my opinion these are the most important 5 Key Factors which we all should consider when purchasing a Property, as these aspects, will with-out a doubt impact on the level of capital growth, that that particular suburb experiences and also the potential growth, for your property (in the long run), that you make have purchased or about to purchase.

The following l certainly would like to share with you and I have source this information from a lot of different property information sites and alliances that I currently have, such as rpdata, property way (mutual alliance in place), ABS – Australia Bureau of Statistics and so on

The top 14  “KEY PROPERTY HOT SPOTS” at this stage in Melbourne are:

1. Braybrook,
2. Carlton,
3. Heidelberg West,
4. Kingsville,
5. Travancore,
6. Thornbury,
7. Brunswick,
8. Wyndham (which includes Werribee)
9. Melton,
10. Caroline Springs
11. Whittlesea,
12. Doreen,
13. South Morang
14. and Cardinia (Cranbourne)

Relevant Factor as well!

Another relevant & important factor – is that Melbourne’s OUTER SUBURBS are growing faster than any other area of Melbourne

IMPORTANT STATISTICS – from my professional and reliable property alliances and ABS – Australian Bureau of Statistics:

1. The fastest growing municipalities in Australia in 2009 – 10, were all in the Melbourne fringe such as Wyndham (which includes Werribee), Melton, Whittlesea, Doreen, South Morang and Cardinia (Cranbourne), left behind all other areas – with combined populations growing at a min 33,216 or around 7%.
2. That in 2009-10, based on the ABS estimates, roughly 68% of the city’s new people settled more than 20km from the CBD. That was a sharp rise from 58% over the previous 3 years. Over the nine years since Melbourne replaced Sydney, as Australia’s growth centre, 5 in every 8 new residents has had to settle more than 20kms from the CBD.

If you are in the market for a new property, First Home Buyer, Keen Investor or even an Existing Property Owner and looking to increase your portfolio we are always here to assist.

Again – should you require any assistance with property information  or what may be available in the abovementioned areas and how to get a pre-approval or loan facility in place – SIMPLY – contact me Fred – 0415 280555

Or email: fred@flrsolutions.com.au
or webite: www.flrsolutions.com.au

Remember: we have great wholesale prices for new homes, and house and land packages

Stamp Duty Relief – for “FIRST HOME BUYERS” as advertised in the Herald Sun – Wednesday May 4, 2011.

First Home Buyers will save up to $6,200 on stamp duty from July.
The savings will rise to $15,535 when the 50% per cent cut to the housing tax is phased in by late 2014.
From July 1, first home buyers will get a 20% per cent discount, or a saving of $4,394 on a $500,000 house.
Stamp Duty will then be cut a further 10%per cent a year for three years.
By September 2014, First Home Buyers will save $10,985 on a %500,000 home and $15,535 on a $600,000 property.
The policy, costing more than $400 million over five years, does not apply to houses over $600,000.
The $7,000 First Home Buyers grant and the $13,000 bonus for new homes will be retained.
We at FLR Solutions – are always available to assist you in any financial assistance that you may have.

Visit our website for Loans, Insurance and Finance Brokers.
Email direct: fred@flrsolutions.com.au
Call Fred on Mobile: 0415 280555.

We are here to always provide sound, professional advice!